Our Unique Approach
For over 20 years, J Shinn & Associates has been providing families with solutions to retirement and insurance problems.
We have been assisting clients with understanding the process of applying for government programs (Social Security, Medicare) in a thoughtful, professional way, and applying logical solutions to insurance and retirement problems.
Our process can help you avoid common pitfalls that occur and make the financial decisions stress free.
Determining Medical Costs
Most people have no idea what future Medical Costs are going to be or how to determine them.
Missing Key Deadlines
Do you need to apply for Medicare at 65? or for Social Security? In most instances, decisions you make are irrevocable; you cannot change them if you miss a deadline.
Not Protecting the Nest Egg From Loss
Different accounts react to market conditions differently. Have you protected your dollars to maximize gain, minimize loss?
How Taxes are Applied
Taking money from the wrong account can cause you to pay too much in taxes, which can erode your retirement income too fast. You can add years to the length of time your money lasts just by how you use your retirement accounts.
Not Having A Plan
You need a plan in place to guide you through the process of creating an income stream during your retirement. We will help you set up your ‘paychecks’ during retirement.
Affects Required Minimum Distributions
How will the application of required Minimum Distributions affect your medicare premiums and overall taxation of your nest egg.